Welcome to Springwater Capital

You’ve come to the right source to learn about a Home Equity Conversion Mortgage (HECM). A Reverse Mortgage is life-changing for some and strategic to others. Springwater Capital offers free consultations to everyone. We work with seniors and their financial and estate planners to identify the safest, smartest and most creative strategies available. Request Our Free Information Kit or Call (855) 202-0846.

Springwater Capital

Thousands of Satisfied Clients

Springwater Capital has advised over 10,000 clients and closed over 5,000 loans since 2007. Our A+ rating means nearly every one of our clients received satisfactory advice and service. Let us earn YOUR trust.

Certified Reverse Mortgage Professionals (CRMP)

The nation's highest and only recognition for ethical and professional certification. Only 150 professionals nationwide hold this designation.

Member NRMLA

We’re committed to the ethical and professional standards expected by members of the elite National Reverse Mortgage Lenders Association. The NRMLA’s mission is to ensure its members provide the best education to consumers and abide a Code of Ethics and Professional Responsibility.

National Reverse Mortgage Lenders Association

Learn from Licensed and Trusted Sources

Get educated by Utah's most trusted and accredited reverse mortgage advisors.

Strategic to Some. Life Changing for Others.

No single program or retirement strategy is right for everyone. Yet anyone who owns a home should be educated about a Home Equity Conversion Mortgage. Retirees use it for portfolio diversification, to benefit their children while living, to participate in causes they love, to stretch other income sources, to maximize Social Security benefit and spending power, or to build a growing Line of Credit. Others use it to pay off existing debts or to eliminate existing mortgage payments. Some use it to save their home. Let us help you learn about it. Then consult with your retirement planner and decide for yourself.

Buy Or Build A New Home

You can buy a new home using a reverse mortgage!

Do it to move closer to family, to downsize, have less upkeep, find a warmer climate, decrease monthly expenses, etc. Here are some advantages:

  • You don’t use all your liquid cash on the purchase.

  • You can afford a higher valued home without exceeding your budget.

  • Avoid strict income and credit requirements qualifying for a traditional mortgage.

  • No monthly payments as long as you live in the home and comply with loan terms.

Reverse Mortgage Start To Finish