Welcome to Springwater Capital

You’ve come to the right source to learn about a Home Equity Conversion Mortgage (HECM). A Reverse Mortgage is life-changing for some and strategic to others. Springwater Capital offers free, exhaustive education to everyone. Our advisors work with seniors and their financial and estate planners to identify the safest, smartest and most creative HECM retirement strategies available. Request Our Free Information Kit or Call (855) 202-0846.

Springwater Capital

Thousands of Satisfied Clients

Springwater Capital has advised over 10,000 clients and closed over 5,000 loans since 2007. Our A+ rating means nearly every one of our clients received satisfactory advice and service. Let us earn YOUR trust.

Certified Reverse Mortgage Professionals (CRMP)

The nation's highest and only recognition for ethical and professional certification. Only 150 professionals nationwide hold this designation.

Member NRMLA

We’re committed to the ethical and professional standards expected by members of the elite National Reverse Mortgage Lenders Association. The NRMLA’s mission is to ensure its members provide the best education to consumers and abide a Code of Ethics and Professional Responsibility.

National Reverse Mortgage Lenders Association

Learn from Licensed and Trusted Sources

You’re wise. Get educated by trusted and accredited professionals.

Strategic to Some. Life Changing for Others.

No single program or retirement strategy is right for everyone. Yet everyone should at least learn about a Home Equity Conversion Mortgage. Retirees use it for portfolio diversification, to benefit their children while living, to participate in causes they love, to stretch other income sources, to maximize Social Security Benefits, or to build a growing Line of Credit. Others use it to pay off existing debts or to eliminate existing mortgage payments. Some use it to save their home. Let us help you learn about it. Then consult with your retirement planner and decide for yourself.

Retirement Planners

Your clients trust you and rely on your knowledge to protect and prolong their assets. Help them diversify their retirement portfolio even more by understanding how a Home Equity Conversion Mortgage really works. Become a Springwater Capital partner so you have access to the tools and materials you’ll need to give your clients a safe and smart retirement planning alternative.   Learn More  

Home Equity Conversion Mortgage
Financial challenges

Financial Challenges and Surprises Affect Everyone.

If you own your home but still have a mortgage, or need additional income sources, a reverse mortgage offers a secure, more strategic way to age in place.

  • Eliminate all mortgage payments
  • Stay in your home till you sell or die
  • Use additional cash equity (if available) for emergencies

Buy Or Build A New Home

You can buy a new home using a reverse mortgage!

Do it to move closer to family, to downsize, have less upkeep, find a warmer climate, decrease monthly expenses, etc. Here are some advantages:

  • You don’t use all your liquid cash on the purchase.

  • You can afford a higher valued home without exceeding your budget.

  • Avoid strict income and credit requirements qualifying for a traditional mortgage.

  • No monthly payments as long as you live in the home and comply with loan terms.

Reverse Mortgage Start To Finish

Featured Articles

A Reverse Mortgage Is Also a Tool Used By the Wealthy

In the last couple of months I haven’t spoken to anyone who knew a reverse mortgage should be considered by someone who owned their home outright, had no debt ...



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Why We Love the New Financial Assessment Law

On April 27, HUD made the biggest change to reverse mortgages in a long time. For years prior, just about anyone who had equity in their home, regardless of financial circumstance, ...

Client Stories

The Touching Story of Jim and Linda

  • Three months ago Jim and Linda were in foreclosure. Linda happened to share her troubles with a friend who referred her to Springwater Capital. Today they own their…